Training

Training on the new AML framework helps management, compliance teams and control functions understand what is changing in the expectations placed on the internal AML/CFT system and how to translate the new requirements into everyday practice. My added value: I know the topic not only from consulting, but also from supervisory and inspection practice at the Czech National Bank. In the AML area, I took part in inspections of regulated entities and in the work of inspection teams whose findings fed into supervisory measures and published CNB decisions. I will help you keep track of new interpretations and implementing rules and prepare your internal AML/CFT policy system so that it is genuinely tailored to your business, processes and risks – not adopted as a universal template, which can never be the solution for a regulated entity.

Training on PSD3 and PSR explains what the new framework may mean for payment service providers, their governance, processes, product set-up, compliance agenda and the management of ICT and cyber risks. My added value: I also know the topic from practice. I served in the management of a fintech company in the ČSOB group providing payment services and led its licensing proceedings to obtain a so-called large payment institution licence. At ČSOB, I worked on payments and the related risks, including cybercrime, as well as on preparations for PSD3 and PSR. The training therefore connects the new regulatory framework with its practical impact on the operation of a payment institution, its products, control mechanisms and preparation for regulatory change.

Training on CCD2 and creditworthiness assessment explains not only the new regulatory requirements, but above all their practical impact on processes, scoring models, risk management, compliance and everyday decision-making in consumer lending. I will help you understand how to deal with creditworthiness as painlessly as possible and how to set up procedures that work for the business and are regulatorily defensible. My added value: At the Czech National Bank, I was present at the creation of the inspection methodology for creditworthiness assessment by consumer credit providers. I contributed to the rules on which supervisory practice and published CNB decisions in this area were built – as an inspector, lead methodologist and the first person responsible for this agenda; I led inspection teams or was part of them. I have worked on this topic for many years. I negotiated the original CCD directive with colleagues in the Council of the EU as a national expert for consumer legislation and subsequently contributed to its transposition into Czech law. I therefore know creditworthiness assessment from the European, legislative, supervisory and business perspectives.

Financial market companies today often need a clear explanation of what the regulatory requirements on cyber resilience mean for management, compliance, risk and operational teams. This training can take the form of an introductory management workshop, specialised training for specific functions, or a follow-up project linked to the implementation of internal measures.